Need more relaxed loan qualification requirements to buy a home? We have a loan for that! 

FHA Home Loans 

■ Credit scores accepted: starting at 580 

■ A low 3.5% down payment requirement 

■ Available with a fixed or adjustable interest rate 

■ Loan terms from 10 to 30 years available 

■ No debt-to-income ratio restrictions 

■ Parent or relative can co-apply to help you qualify 

■ The seller can pay up to 6% of the sale price toward your closing costs 

■ Mortgage insurance will be required 

VA Home Loans 

■ Credit scores accepted: starting at 580 

■ Must be a veteran or other qualifying service member 

■ 100% financing available (sale price cannot exceed appraised value) 

■ A competitive interest rate and no mortgage insurance 

■ Seller can pay up to 4% of sale price toward closing costs; total concessions may exceed 4% depending on type 

■ No penalty fee if you pay off the loan early 

■ Need not be a first-time buyer and can re-use the benefit 

■ VA may help if you have trouble making payments 

GET STARTED TODAY 

STEP 1 | Contact Renee Labanna with CrossCountry Mortgage to get pre-qualified for home financing. It's easy to contact Renee. Either CallTextEmail or fill out an online application. Learn more about Renee here!

STEP 2 | Contact Randy or Karen Madden to start your home search. You’ll be pre-qualified, so you’ll know what you can afford and can shop for a home within your budget.  

RANDY MADDEN

randymadden@remax.net 

830-237-0538 

 KAREN MADDEN

karenmadden@remax.net 

830-515-8378